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Renters Insurance

Protect your stuff from the unexpected. Renters insurance covers your possessions, assets, and liability. {Best of all|On top of that|Additionally}, policies are affordable and simple.

Why do you choose to rent? Maybe you just moved to a new city and want to get a sense of the neighborhood before making a purchase. You might like the convenience of letting a landlord handle anything that goes wrong. Perhaps it’s the most cost-effective way to live near the city center.

Whatever your reason for renting, you may need coverage to help you protect your personal possessions and assets. Your Farmers agent can help you understand your insurance options so you can choose the coverage you want.

Here are a few risks renters may face — and how renters coverage may help:

RENTERS RISKS

Here are a few risks renters may face ? and how renters coverage may help:


You can also customize your renters insurance policy to anticipate risks like these:

Your electronics are stolen

Risk:

A thief steals all the electronics from your media center — the equipment is a few years old, though, and you want to replace everything with new .

Coverage:

Replacement cost coverage may help cover the cost of replacing older items with their brand new equivalents — ask your agent about some limitations that may apply.


Your identity is stolen

Risk:

Your identity was stolen and used to rack up thousands of dollars in credit card charges.

Coverage:

Identity Shield may help in efforts to recover your identity, assist in notifying credit bureaus, replace important documents and help with compensation for your time and other related expenses.


A candle starts a fire

A candle starts a fire

Risk:

You’ve lit several candles — which unintentionally start a small fire.

Coverage:

Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

You're sued by a Neighbor
Risk:

On an especially gusty day, strong winds push a small potted plant off your balcony and onto a neighbor who is passing below. He is seriously bruised, and decides to sue.

Coverage:

Liability coverage may help if you’re responsible for an injury to someone outside your household.

A guest is injured

A guest is injured

Risk:

You’re hosting a small cocktail party when a guest trips on frayed carpet in the hallway. His injury isn’t severe — but his arm does require medical attention.

Coverage:

Medical payments coverage may help if a guest is injured on your premises.

You have to relocate temporarily

You have to relocate temporarily

Risk:

When a washer hose bursts and floods your apartment, you must move out while your landlord makes repairs.

Coverage:

Additional living expenses coverage may help with the extra costs of housing and food if you’re forced to move out for temporary repairs to your residence.

Options To Consider

Other insurance options to consider

Be sure to get a quote for other items you want to insure — there might even be a discount if you buy another policy in addition to your renters insurance.


You have a car accident

You have a car accident

Risk:

You get into a fender-bender on your way to work — the other driver is claiming neck injuries in addition to the damage to his car.

Coverage:

Auto coverage may help cover costs for property damage and bodily injury claims, as well as medical expenses, if you’re ever involved in an accident.

Your motorcycle is damaged

Your motorcycle is damaged

Risk:

While touring the countryside on your motorcycle, the sun blinds you just long enough for your tire to catch on a pothole. You’re not hurt when the bike goes down — but it’s seriously damaged.

Coverage:

Motorcycle coverage Insurance Tacoma, may help repair or replace your bike and safety apparel if those become damaged due to a collision or other event.

Your pet is injured

Your pet is injured

Risk:

Your constant companion — a nine-year-old Yorkie — breaks her paw when she leaps excitedly and misses a step on the stairway.

Coverage:

Pet coverage may help with the cost of your pet’s surgery, physical rehabilitation and prescription medications.

You cause a multi-vehicle accident

You cause a multi-vehicle accident

Risk:

You rent a motor scooter for a day while vacationing in Italy — but accidentally cause a multi-vehicle wreck with several injuries.

Coverage:

Umbrella coverage is an extra layer of liability insurance that may help if the coverage of an underlying policy isn’t enough to cover costs for which you’re responsible. It goes with you anywhere in the world.

Renters Insurance Mistakes

Renters Insurance Mistakes

HOURS

Mon       8:30 am - 6:30 pm     
Tue        8:30 am - 6:30 pm     
Wed       8:30 am - 6:30 pm     
Thu        8:30 am - 6:30 pm     
Fri          8:30 am - 6:30 pm       

Sat & Sun by apt. only / Closed

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LOCATION

Jerry Hallman Insurance Agency, Inc.
1712 6TH AVE, STE 200
Tacoma, WA 98405
253-272-1843 (Office)
253-830-5765 (fax)
877-210-7456 (Toll Free)
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Farmers Registered Agents are registered with and securities are offered through Farmers Financial Solutions, LLC (In NY: Farmers Financial Solutions and Insurance Agency), 30801 Agoura Rd. Bldg. 1 Agoura Hills, CA 91301. Member FINRA & SIPC. Farmers Registered Agents may only offer products in states where they are currently licensed and/or registered. Not all products are available in all states. Farmers Financial Solutions, LLC and Farmers Registered Agents are not tax or legal advisors. Consult your tax or legal advisor regarding your personal situation.